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Cashback, reward apps helping Canadians save, but where is the data going?

Published Fri, 22 Nov 2024 05:20:50 GMT

TORONTO — When it comes to saving on groceries or trips to the mall, Nichole Schaubroeck is a pro. She scours flyers and websites, alerting her @couponcutiecanada Instagram account’s 254,000 followers to supermarket sales and deals at the likes of Lululemon or Amazon.But one of her tried and true savings methods — apps like Checkout51, Caddle, Drop, Eclipsa, which offer gift cards, points and cash back in exchange for uploading receipts, tracking purchases or completing surveys — poses a mystery to the savvy shopper.“The purpose of these apps is to collect data mainly, from my understanding, but I don’t know for sure,” said Schaubroeck, who lives in Dominion City, Man. about 100 kilometres south of Winnipeg. “I don’t know a ton about that side of it.”Schaubroeck’s right about the apps collecting data, but where does the information go and who is really profiting from it?Many of the apps make money from contracts with retailers and bran...

Five things to watch for in the Canadian business world in the coming week

Published Fri, 22 Nov 2024 05:20:50 GMT

TORONTO — Five things to watch for in the Canadian business world in the coming week:Household debt Statistics Canada will release on Monday its national balance sheet and financial flow accounts for the fourth quarter of 2022. The figures include the much-watched household-debt-to-income figures for Canadians.Ritchie Bros.-IAA shareholder votesShareholders of Ritchie Bros. Auctioneers Inc. and IAA Inc. are set to vote Tuesday on a deal that would see Ritchie Bros. acquire the U.S. company.  A number of Ritchie Bros. shareholders have voiced their opposition to the deal, which requires approval by shareholders of both companies. Ritchie Bros. has said the deal will unlock “substantial additional value” that neither company could achieve on its own. Economic data The picture of how the economy started off the year will become a little clearer this week. Statistics Canada will release its monthly survey of manufacturing for January on Tuesday followed by wholesale trade fi...

Are we in a recession? Will there be a downturn in 2023? Economists weigh in

Published Fri, 22 Nov 2024 05:20:50 GMT

(NEXSTAR) – To put it very unscientifically, the economy right now is weird. Major tech companies keep announcing layoffs, but unemployment claims fall week after week. The cost of just about everything is way up, but Americans haven't really stopped spending and tightened their belts. Meanwhile, the Fed has signaled it plans to raise its benchmark interest rate again to deal with stubbornly high inflation.Is this what we call a recession? Or is it about to become one? We asked economists to help us navigate these strange times, and predict what's yet to come in 2023. Layoffs but low unemployment: What is going on in this strange economy? What is a recession?A brief, but important, definition before we dive in: What does it even mean to be in a recession? That definition is largely up to the National Bureau of Economic Research, which isn't a government organization, but even the White House calls them the "the official recession scorekeeper."The NBER defines a recession as "a si...

Sunday Brunch: Crab cake benedict with Hampton Social

Published Fri, 22 Nov 2024 05:20:50 GMT

Chef Juan Alvarado, executive chef of the Hampton Social to make a delicious brunch food inspired by the restaurant's coastal vibe. RECIPE STEP BY STEP INSTRUCTION HERE OR DEMONSTRATION DETAILS:Crab Cake Benedict with a side of cornProduct/Item DescriptionAmountMeasureCostProduct/Item DescriptionAmountMeasureCostBreaded Green Tomato2Ea5 minute eggs1EaPower Green Portion1/2EaGreen Chili Hollandaise 1.5Oz/flCorn Side1/2EaBaja Spice1tspCrab Cake 2.5 oz1EaHerb Salad2TBLCanola Oil1 oz/flPROCEDURE:Heat a non-stick pan over medium heat with canola oil.Make sure the crab cake is breaded properly. Place crab cake in the pan and cook on one side until golden brown 1-2 minutes per side.Flip crab cake with a fish spatula and place in the oven until crab cakes are 140 F degrees.Place 2 ea breaded green tomatoes in the fryer, cook until golden brown, both sides, 1 1/2 minutes.  Place in a sav-a-day tray. Fire 1/2 side of power greens and ½ side of corn - set aside.In a pa...

Don't be an 'ick': Tinder's dating dictionary aims to clear the flirty confusion

Published Fri, 22 Nov 2024 05:20:50 GMT

(WHNT) — Tinder released a "dating dictionary" of Gen Z terms and what they really mean in an effort to help older singles, hopefully without making them feel the sting of graying hair even more in the process.The release came after research showed that 62% of singles between 18-25 feel they speak an entirely different language compared to millennials and others when it comes to dating. SunnyD gets an adult beverage makeover Words like "affor-dating," "breadcrumbing," "cushioning," "kittenfishing," "ick" and "eco-dumping" were included in the dictionary, with plenty of others that may be a little more recognizable.Affor-dating, which may be a little obvious, is short for an affordable date. Think coffee dates, walks, etc.Breadcrumbing (unrelated to Hansel and Gretel) is a reference to low-effort flirting, showing some interest. The intent is to keep the other person interested without any actual commitment.Cushioning pretty much means that someone is keeping several "backup" relat...

Charles Blow: The other children in the DeSantis culture war

Published Fri, 22 Nov 2024 05:20:50 GMT

ORLANDO, Fla. — It’s midday on Saturday in Orlando’s Greenwood Cemetery, and just up an incline from an algae-covered pond a group of students encircle a grave. Many are holding a book — some clutching it to their chests the way a preacher holds a Bible.That book, “A History of Florida Through Black Eyes,” was written by Marvin Dunn, an emeritus professor at Florida International University, who is among those gathered. He quiets the group before telling the gripping story of the man beneath the tombstone. The man was Julius “July” Perry, a Black voting rights activist who was killed — arrested, then dragged from jail by a white mob and lynched — on Election Day in 1920 during the Ocoee Massacre, the culmination of a tragic chain of events set in motion, according to accounts, by a Black man attempting to vote.The stop at the cemetery was part of the second “Teach the Truth” tour, a field trip to historic Black sites in Florida, organized by Dunn in response to the threat to teachin...

Soo Kim: Due process denied: FCC Media Bureau kills diverse media ownership

Published Fri, 22 Nov 2024 05:20:50 GMT

I believe in the power of local news. Strengthening American democracy depends on more engaged and informed citizens at the local level. But in today’s fractured media environment, there are fewer credible options for consumers to turn to for their news. Local broadcast news can help fill this void.My company, Standard General, is acquiring local broadcaster TEGNA because I want to build a new company that will be a leader in preserving and enhancing community news, investing in newsrooms and programming targeted to local audiences and adapting in a rapidly changing technical and competitive environment.We’re ready to invest, but regulators in Washington, D.C. continue to hold us back.The Federal Communications Commission’s Media Bureau recently announced it would refer the proposed transaction between Standard General and TEGNA for review by an administrative law judge.This seemingly mundane regulatory action is an unprecedented overreach of authority that, if allowed to stand unch...

Wild extend points streak to 12 games with 5-2 victory at San Jose

Published Fri, 22 Nov 2024 05:20:50 GMT

SAN JOSE, Calif. — Marcus Johansson, Mats Zuccarello and Matt Boldy scored in Minnesota’s three-goal third period, and the Wild beat the San Jose Sharks 5-2 Saturday night.Jared Spurgeon and Frederick Gaudreau also scored, and Ryan Hartman and John Klingberg each had two assists to help the Wild extend their point streak to 12 games (10-0-2) — one shy of the franchise record — with their their fourth straight road win. Marc-Andre Fleury made 35 saves to improve to 18-5-4 against the Sharks.“I don’t think we’re getting complacent,” Spurgeon said of the streak. “After a game is done, we sort of push it aside and look forward to the next one. Everyone is contributing, whether it’s blocking shots or, you see the power play step up today to make some big plays for us.”The Wild remained two points behind first-place Dallas in the Central Division after the Stars won earlier Saturday night at Seattle.Logan Couture and Tomas Hertl each had a goal and an assist for San Jose, and Erik K...

Real World Economics: Medicare: A good idea that needs updating

Published Fri, 22 Nov 2024 05:20:50 GMT

Edward LottermanPresident Joe Biden last week released a fact sheet with his Medicare funding proposals prior to his proposed actual budget blueprint that includes details on this and all other programs.He wants to broaden income subject to tax for filers who earn above $400,000. Since 2013, this has included some, but not all, investment income beyond the “earned income” of wages, salaries and small-business and farm profits subject to FICA for decades.He also wants to reduce outlays by extending negotiation of drug prices and reduce costs to beneficiaries by limiting copays on common generic drugs.So — are these good or bad ideas?The adage “too little, too late,” comes to mind but is a bit harsh. “Better something than nothing;” “better late than never;” “at least we’re headed in the right direction” are better metaphors. Yes, Biden’s proposals are good; they also would delay the day of reckoning for Medicare’s checking account a cou...

Traffic stop leads to gun, drug arrest for Albany duo

Published Fri, 22 Nov 2024 05:20:50 GMT

ALBANY, N.Y. (NEWS10) -- An Albany man and woman were arrested on Saturday following a traffic stop on drug and firearm-related charges. Carlos Rosarosa, 46, and Francheska Dejesus-Melendez, 41, allegedly had 54 bags containing fentanyl at the time of their arrest. Get all of the latest news, weather, sports, and entertainment delivered right to your inbox! On Saturday, around 8:40 p.m., deputies from the Albany County Sheriff's Office pulled over a car for a vehicle and traffic law violation. Deputies identified Rosarosa as the driver and Dejesus-Melendez as the passenger. Through an investigation, deputies say they found a 9mm Taurus semi-automatic handgun, loaded with 10 rounds of ammunition and a second extended magazine loaded with 23 rounds of ammunition. The Taurus semi-automatic handgun was allegedly reported stolen out of Pennsylvania. Deputies say they also found 54 bags of fentanyl. Charges:Second-degree criminal possession of a weaponThird-degree criminal possession o...